Economy is getting tougher as the day passes by. Everyday, the prices of the basic commodities are continuously rising while the salary of the laborers like me remains stagnant. Making the end meets is indeed a challenge much more saving up for the future.
I know that in a healthy financial living at least 10% of the income should go to the “piggy bank” for the future or unexpected expense. But in my family’s case, even if we want to save a little amount, we just couldn’t. That amount is still used to provide a meal for the entire family. So even if I want to invest on annuities and avail of the best annuities rates for me and hubby’s retirement days, that is simply impossible at the moment.