My life insurance annual premium is due this month. But since I’ve been paying the insurance for several years now, I can pay the premium later this year without forfeiting my plan. I usually pay the premium on December because I usually receive extra money during this month. Three more years and I’ll be done with the entire package. I’m planning to get a retirement plan afterwards because I don’t want to be a burden to my children in the future, Lord willing that I will live that long.